No Commission Baccarat Overview & Commission-Free Rules
In traditional baccarat, players often dislike the 5% house commission deducted from every winning Banker hand (paying 0.95:1).
No Commission Baccarat solves this frustration completely: whenever the Banker hand wins, you receive a full 1:1 even-money payout!
This streamlined payout model eliminates calculation delays, speeds up round resolution, and allows players to retain 100% of their profits on regular winning hands.
| Game Parameter | No Commission Baccarat Spec | Player Advantage |
|---|---|---|
| Standard Banker Payout | 1:1 Even Money | No 5% commission deducted on standard Banker wins. |
| Banker 6 Exception | 0.5:1 (Half Payout) | Occurs only when Banker wins with a point total of exactly 6. |
| Player Payout | 1:1 Even Money | Identical to traditional Punto Banco rules. |
| Super 6 Side Bet | 12:1 Payout | Compensates players if Banker hits a winning score of 6. |
| Banker House Edge | 1.46% (slightly higher than traditional 1.06%) | Reflects the mathematical trade-off for 1:1 standard payouts. |
| Minimum Bet | ₱20 per hand | Budget-friendly entry for casual Philippine players. |
The Banker 6 Rule & Super 6 Side Bet Breakdown
To compensate the house for waiving the standard 5% commission, a single special rule applies:
If the Banker hand finishes with a total score of exactly 6 and beats the Player, winning Banker bets receive 50% of the normal win (0.5:1).
For example, a ₱100 Banker bet on a winning total of 6 returns ₱150 total (₱100 original wager + ₱50 profit).
To hedge against this situation, players can place a Super 6 side bet. If the Banker wins with a 6, the Super 6 bet pays a generous 12:1!
A modest ₱10 Super 6 hedge turns that same hand into a lucrative ₱120 bonus win, completely wiping out the 50% Banker deduction.
Standard Baccarat vs. No Commission House Edge
Compare the mathematical metrics between Traditional Baccarat and No Commission Baccarat:
| Hand Position | Traditional Baccarat (5% Commission) | No Commission Baccarat |
|---|---|---|
| Banker Payout (Normal Win) | 0.95:1 | 1:1 (Full Win) |
| Banker Payout (Win on 6) | 0.95:1 | 0.5:1 (Half Win) |
| Banker House Edge | 1.06% | 1.46% |
| Player Payout | 1:1 | 1:1 |
| Player House Edge | 1.24% | 1.24% |
| Tie Bet Payout | 8:1 | 8:1 |
Notice that in No Commission Baccarat, the Player bet (1.24% house edge) is actually mathematically superior to the Banker bet (1.46%), reversing standard baccarat strategy!
Complete Table Payouts & Optional Side Bets
Review all available betting spots on the No Commission Baccarat felt:
| Bet Type | Condition | Payout Ratio |
|---|---|---|
| Banker (Normal Win) | Banker wins with scores 1 to 5, or 7 to 9 | 1:1 |
| Banker (Win with 6) | Banker wins with score of exactly 6 | 0.5:1 |
| Player | Player wins with higher total | 1:1 |
| Tie | Equal point totals | 8:1 |
| Super 6 | Banker wins with score of 6 | 12:1 |
| Banker Pair / Player Pair | First two cards are matching pair | 11:1 |
Tactical Bankroll & Super 6 Hedging Strategy
Maximize your profitability on No Commission tables with tailored tactical principles:
1. Prioritize the Player Bet: Because the Player bet carries a 1.24% house edge versus 1.46% on the Banker, lean towards Player wagers when the shoe shows no distinct dragon bias.
2. The Super 6 Micro-Hedge: Whenever placing a Banker wager of ₱100 or more, place a 10% micro-bet on the Super 6 spot (e.g., ₱100 on Banker + ₱10 on Super 6) to guarantee profit if the Banker hits 6.
Explore another fast table in our Speed Baccarat A Guide or check Super Speed Baccarat.
GCash Banking & Fast Mobile Cashouts on phfun
No Commission Baccarat is engineered for streamlined play, and your banking should be equally fast.
Deposit ₱300 to ₱1,000 using our GCash Cash-In Guide or Maya.
When you achieve your session target, withdraw funds directly to your verified e-wallet through our Withdraw Guide.
Related LIVE CASINO Guides & Regulatory Verification
Master game mechanics, betting discipline, and platform security by exploring our verified topic guides within the live casino silo:
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Authority & Fair Play
Frequently Asked Questions
Find clear, factual answers to common questions about table rules, dealer limits, and payout mechanics:
Why is it called No Commission Baccarat?
Because the house does not take the traditional 5% commission on winning Banker hands, paying an even 1:1 payout instead.
What happens if the Banker wins with a score of 6?
The Banker payout is reduced to 0.5:1 (half the normal payout) unless you placed a winning Super 6 side bet.
What does the Super 6 side bet pay?
The Super 6 side bet pays 12:1 if the Banker hand wins with a total score of exactly 6.
Which bet has the lowest house edge in No Commission Baccarat?
The Player bet carries the lowest house edge at 1.24%, compared to 1.46% on the Banker bet.
What is the minimum bet on No Commission Baccarat at phfun?
Minimum bets start at ₱20 per hand on phfun live tables.